Repaid — B2B invoicing, payment tracking and receivables collection

From invoice to collected cash: Repaid helps you create and send invoices and, when they stay unpaid, analyzes risk, contacts the debtor, negotiates, manages disputes, facilitates payment, and tracks every case through to resolution — one agent, one dashboard.

Analyze your receivablesSee how Repaid works

B2B collections is inherently fragmented

Follow-up, negotiation, disputes, payment and reconciliation often live in different tools, run by different teams. The result: cases that drag on, cash trapped in receivables, and nobody with a full view of a given debtor.

An AI agent that covers the whole cycle, under your control

Repaid computes a risk level per debtor, reaches out on the right channel, automatically classifies debtor replies, negotiates in the chat, opens disputes with the right reason, and facilitates payment — a payment page per invoice, with the balance paid out to your Mobile Money, fee kept. Three supervision modes (Monitor, Approve, Act) determine how far the agent goes alone.

0-100 risk score
Every debtor gets a numeric score, persisted and tracked over time — not just a low/medium/high level.
Intent detection
Every debtor reply is classified (promise, delay, dispute, refusal) to trigger the right next step automatically.
Automatic dispute opening
When a blocker is confidently identified, the dispute is opened with the exact reason — never guessed.
Payout to Mobile Money or a bank account
The debtor pays by Mobile Money; Repaid keeps its fee, then pays you the balance once the Repaid team has processed it.
01
Invoice
Create, issue and send an invoice, or import the ones from your current tool.
02
Understand
Invoice import, automatic field extraction.
03
Assess risk
Numeric score calculated from real signals.
04
Decide
Prioritization and a deterministic next action.
05
Contact
Email, SMS or WhatsApp, per your configuration.
06
Negotiate
In the chat, payment plans and attempt tracking.
07
Handle disputes
Classification, documents, resolution.
08
Pay
Mobile Money, then the balance is paid out to your Mobile Money or your bank account.
09
Reconcile
Payment confirmed by the technical aggregator, status updated, fee computed.

Frequently asked questions

Does Repaid hold my customers' money?
The debtor pays by Mobile Money through our payment provider. Repaid keeps its success fee, then pays you the balance on your Mobile Money or your bank account number or your bank account once the Repaid team has processed the payout. Repaid does not invest or use these funds. The payout is made manually.
Can the AI set its own fee rate?
No. The rate is calculated by a deterministic server engine from fixed rules — never decided by the model.
Is this really several separate AI agents?
No — it's one agent playing several roles (risk, contact, negotiation, dispute) via dedicated tools, not independent processes.
All featuresPricingSecurity

See what Repaid can recover

Connect your invoices and launch your first collection case in minutes.

Analyze your receivables