Debtor risk scoring

Every debtor and every invoice gets an automatically calculated risk level — low, medium, or high — so your team knows where to focus attention.

Analyze your receivables See how Repaid works

Not every overdue debtor carries the same risk

A loyal customer with a one-off delay isn't the same risk as a debtor with multiple disputes and a large outstanding balance. Without scoring, both cases often get the same treatment.

A calculated score, not a hunch

Repaid's risk level is calculated by deterministic rules — receivable age, outstanding amount, related disputes — and stored on every debtor and every case, never improvised on display.

Deterministic score

Calculated on clear rules: age, amount, disputes — not a generative-AI guess.

3 clear levels

Low, medium, high — applied to every debtor and every collection case.

Visible on every debtor profile

The risk level accompanies the debtor's history, invoices, and disputes.

Recalculated at key moments

Updated at every relevant change, not frozen at case creation.

Analyze

Age, outstanding amount, and related disputes are examined for every debtor.

Calculate

A risk level — low, medium, high — is determined by fixed rules.

Store

The score is stored on the debtor and the case, not recalculated on every view.

Prioritize

Campaigns and the dashboard use this score to prioritize attention.

Prioritize objectively, not by feel
A stable score, not hallucinated on every display
Visible directly on the debtor profile

Frequently asked questions

Is the risk score generated by a generative AI?

No — it's calculated by fixed, deterministic rules, never by a language model that could hallucinate a level.

Can I see how the score evolves over time?

The current score is visible on every debtor profile; a detailed evolution history is on our roadmap.

Prioritize your cases with real risk scoring

See your debtors' risk level from the moment you import invoices.

Analyze your receivables